How to Become a Home Insurance Agent

Passing The State Licensing Exam is Easy With InsuranceLeadz.com Pre-Exam Coursework and Training

Protecting people’s homes can be a valuable and rewarding career. Being a home insurance agent allows you to help your clients protect the most valuable and most important possession in their lives, their home.

It All Starts with a Proper Education

It can be highly beneficial to have a college degree when starting off in the insurance industry. A bachelors degree in any of the following majors:

• Finance
• Accounting
• Economics
• Advertising
• Statistics
• Logistics
• Marketing
• Business Administration

While its not required that you have a bachelors degree to find a job in the industry, it would benefit you greatly. I know several home insurance agents who run independent agencies without a college degree.

Passing The State Licensing Exam is Easy With InsuranceLeadz.com Pre-Exam Coursework and Training

What Does it Mean to be a Home Insurance Agent

First off, typically there is no such thing as someone who is just a home insurance agent. When you become licensed to sell home insurance you also are able to sell auto insurance, because you will be a Property & Casualty licensed insurance agent. Also, its very common for a person who has their home insurance with one company, to seek that same company for auto insurance as well. As a home insurance agent you will certainly insure many clients with multiple complimenting policies.

During your training to become a home insurance agent, you will become quite familiar with the terminology of Property and Casualty. What Property refers to is the covering loss or damage to a home/vehicle and the possessions found in or around these. Casualty refers to covering costs associated with legal expenses for someone who claims to have been injured in or by the covered home/vehicle.

Passing The State Licensing Exam is Easy With InsuranceLeadz.com Pre-Exam Coursework and Training

Licensing and Industry Regulations

To become a home insurance agent, you will go through the same process of courses and exams auto insurance agents go through. These include a set of pre-licensing courses followed by a state issued licensing exam. Once you have successfully completed both the courses and exam, you will licensed to sell home and auto insurance in your state. To sell P&C products in other states you will be required to take additional courses and/or exams in those respective states as well.

To sell Life Insurance or Health Insurance you will need addtional licensing separate from a P&C license.

To find out more about selling home insurance in your state, contact your state Department of Insurance today.

Passing The State Licensing Exam is Easy With InsuranceLeadz.com Pre-Exam Coursework and Training

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